Last updated: August 30, 2026
Who publishes this site
Salary to Life is a personal, independent project. There is no company and no accountancy firm behind it, and nothing is sold here: no online purchases, no payments, no user accounts. The way to reach whoever maintains it is by email:
- Email: salarytolife@gmail.com
- Website: salarytolife.com
Purpose
Salary to Life offers calculators that estimate take-home pay after tax in eight countries and how savings grow under compound interest. Access is free and open, and requires no account and no personal data whatsoever.
Browsing this site means accepting these terms. If you disagree with any of them, the sensible course is not to use it.
The figures are estimates
This is the most important part of the page. What you see are estimates computed from what you typed and from the tax scales that could be modelled. They are not an assessment, they do not replace your payslip or your tax return, and they are not tax, financial or investment advice.
Tax rules change every year, allow for deductions and personal circumstances that a general calculator cannot capture, and depend on facts only you know. Before making a decision with money at stake, talk to a professional or to the tax authority that applies to you.
The owner accepts no liability for decisions taken on the basis of these results, nor for any loss arising from them.
Availability
The site is provided as is, with no guarantee of uninterrupted availability. The owner may modify, suspend or withdraw it, in whole or in part, without prior notice, and makes a reasonable effort to keep it working and current without committing to any particular outcome.
Intellectual property
The text, design, brand and contents of this site belong to its owner unless stated otherwise. You may quote and link to them with attribution; reproducing them systematically or for commercial purposes requires permission.
The code that runs the calculators is open and published in the public repository, under the licence stated there.
Links to other sites
Some pages link out to third-party sites, mostly tax authorities and the privacy controls of our providers. Those sites have their own terms and their own privacy policies, and the owner is not answerable for their content or for changes they make.
Advertising
This site displays advertising served by Google AdSense, which is what funds it. Ads are the responsibility of whoever buys them; their appearing here does not imply the owner endorses the product advertised. The data processing that advertising entails is explained in the privacy policy.
Governing law
These terms are governed by Spanish law. For any dispute, and unless a mandatory rule provides otherwise — as it does for consumers, who may sue where they live — the parties submit to the Spanish courts.
Contact
For anything concerning this notice, write to salarytolife@gmail.com.